Unveiling the IRCTC SBI RuPay Credit Card: Your Ticket to Rewarding Journeys

Introduction:

In India, taking the train is an experience rather than merely a means of transportation. This experience can be enhanced further with the IRCTC SBI RuPay Credit Card. This credit card offers a wide range of advantages to meet your travel demands, whether you're a frequent traveler or are just starting to plan your next trip.

The SBI Rupay Credit Card, a collaboration between SBI and Rupay, combines the dependability of SBI's financial services with the flexibility of the Rupay network. The card has a 500 rupee yearly fee and a 3.50% monthly interest rate.

Features SBI IRCTC rupay credit card 

A Warm Welcome

Upon activation, the IRCTC SBI RuPay Credit Card comes with an attractive bonus of reward points to make your journey even more enjoyable. These points set the stage for an enjoyable trip story by hinting at the savings and advantages that lie ahead.

Travel in Comfort

Using this card in any transaction on the IRCTC platform is a chance to earn. The card turns your travel spending into future savings with an exciting reward point system, bringing every trip a step closer to the next.

With the IRCTC SBI RuPay Credit Card, you gain access to exclusive railway lounges for free .

Dining and Fuel Benefits

The advantages of the card go beyond travel. The availability of cashback rewards on food and fuel purchases guarantees that your savings extend beyond train travel. Because of the card's affiliation with HPCL gas stations throughout India, every trip to the pump will cost you less money.

Enhanced Security 

The security of transactions is crucial in the current digital world. With the card's enhanced security features, you can travel with confidence ensuring that your personal information and online reservations are protected for every booked trip.

Reward program 

🙏Welcome Benefits

Get 350 activation bonus Reward Points on first retail spend of ₹500 or more within 45 days of card issuance.

✌Rewards 

Get 1 Reward Point for every 125 spent on all retail purchases, including railway ticket purchases at www.irctc.co.in

- Up to 10% value back as Reward Points on AC Train Ticket Bookings at www.irctc.co.in - AC1, AC2, AC3 and AC CC categories.

✈ Travel 

Enjoy 4 complimentary railway lounge access in a year to participating lounges in India (maximum 1 per quarter)

- Save 1% transaction charges on railway ticket bookings on www.irctc.co.in

✔ Other

Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions between ₹500 and 3000

- Contactless technology and Add-on cards

Eligibility criteria 

- Age group -21 -65 years

- Income (Monthly) - 20000 +

Documents Required

Identity proof

Any one of the documents - Passport, PAN Card, Ration Card, Aadhaar Card, Voter's ID Card, Driving Licence.

Address proof

Any one of the documents - Telephone bill, Electricity bill, Passport, Ration card, Rental agreement, Aadhaar card.

Income proof

Last 6 Months Bank statement.